Hello, and Happy Wednesday! As the air turns crisp and the leaves start to change, we are excited to welcome the vibrant season of fall! With autumn comes the perfect time to reflect on all that the year has brought us—and to look forward to new opportunities, both in life and in real estate. What’s next for the last quarter of the year? |
National Association of REALTORS® (NAR) announced its latest housing sales statistics, suggesting that the housing market is normalizing, or put another way, becoming more balanced between homebuyers and sellers. But, is it a new normal? Existing home sales slipped 0.7% month-over-month in May 2024 and dropped 2.8% year-over-year. The median existing home sales price was the highest ever recorded at $419,300, a huge increase of 5.8% from $356,500 the year before and the 11th consecutive price increase. Unsold listings grew 6.7% month-over-month and 18.5% year-over-year to a 3.7-month supply. A balanced market is believed to be a six-months supply of homes on hand. Pending home sales fell 2.1% month-over-month, with all four major regions in the U.S. reporting declines in contract signings since the previous year. Freddie Mac reported on May 30, 2024 that the 30-year fixed rate mortgage averaged 7.03% from 6.79% the previous year. With 20% down, the mortgage payment on a median-priced existing home of $407,600 was $2,176. The typical first-time buyer, with 8% down, paid $2,502 monthly, explained NAR. With “mortgage payments for a typical home more than double that of homes purchased before 2020, the market is at an interesting point with rising inventory and lower demand,” said NAR Chief Economist Lawrence Yun at the time. “Supply and demand movements suggest easing home price appreciation in upcoming months. |
Variables that affect how much money you should save to buy a home include your income, debt-to-income ratio, the price of the home, an appraisal, a home inspection, and closing costs. To purchase a home within your means, spend no more than 30% of your household income on your mortgage (including principal, interest, property taxes, and homeowners’ insurance). You’ll secure the best terms for your mortgage loan by maintaining high credit scores, providing a at least 3.5% down payment, and having sufficient cash for a good faith deposit (refundable at closing), as well as covering out-of-pocket inspections, closing costs, and moving expenses. In essence, having an initial consultation on the home buying process so you can be aware of what to expect upfront when it comes to purchasing a home will set you up for success. Creating a plan of action to help you with that home purchase will set you up for results. I’ve been scheduling 2-3 home buying consultations a week and would love to assist you on your future purchase whether it be in the next 6 months or 12 months from now. |
We have some new homeowners! Please help me in congratulating our clients on the purchase of their first home at only 24 years old! Not only are they officially homeowners they are also newlyweds, what a huge milestone accomplished and we are so honored and proud to have been apart of the journey. We've met back in July for consultation and created a plan of action to help them with their home purchase within their timeline. We navigated the market, handled negotiations, and made it to the finish line. It was such an honor to help this sweet couple and it was a joy to watch them each step of the way. To our clients, we are so excited for you as you embark on this wonderful new chapter. May your new home be filled with happiness, love, and countless memories for years to come. |
Multiple showings, multiple offers, all within 7 days on market. Congratulations to our sellers on receiving an all cash offer on this charming property. This home features 3-bedroom, 1-bath, sliding wrought iron gate and sits on a 5,750 SQFT lot offering ample room for your RV, boat, and other toys. The inviting front porch leads into an open-concept living space, with ceiling fans throughout for added comfort. Located near HWY 99, commuting is a breeze, while being within the Stockton Unified School District, close to Franklin High School and Van Buren Elementary. Enjoy the convenience of nearby shopping and dining, just a short drive away. |
Thank you for taking the time to read this email. As always, I'm here to guide you through every step of your real estate journey. Whether you're buying your first home, investing in a new property, or looking to sell, you can count on me for expert advice, market insights, and a commitment to your goals. Let’s make this fall the season of new beginnings |
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Based on information from California Regional Multiple Listing Service, Inc. as of September 26, 2026 5:50 PM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Last updated: September 26, 2026 5:37 PM UTC Property Information © 2026 
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MetroList CA data last updated: September 26, 2026 4:59 PM UTC 