Happy blessed Wednesday!

Here for you today, tomorrow and FOREVER. 

Have you heard that December is a Seller's Market, yet it is still it is a great time to buy a home!

Let's see why that is....

Trenz Graphics chart: MLS DATA 

Residential: 12/6/2023

Currently Activity: San Joaquin County 

For Sale 658 -9.2% from 725 

SOLD      27  -6.9% from 29

Pending 48  +2.1% from 47 last month. 

Days on market: 28

Ave price for sale: $709,000 +0.4% from $706,000

Ave price SOLD: $455,000 down -20.9% from $575,000 last month. 

Months of inventory: 3.9 

My Opinion: As I look at the average home price, I see -20.9% lower sales prices along with a tick down on mortgage rates. I see pending's up alongside the recent mortgage rate improvements. I see that 28 days on market before a home is receiving an offer.

Making right now, a great time to squeeze into the housing market! 

Why? because I know that with a 1% point decrease in mortgage rates can trigger an increase of the buyer's pool by 5 million people nationwide. This can cause high competition in your market especially if housing inventory is an issue which it is currently. 

I suggest going shopping now while the crowds are slim and pick your perfect home! The great news is that rates are expected to cool down for the economy and once you're in your DREAM HOME and rates fall all you have to do is call your lender and refinance those rates as you, please. 

If you're interested in finding out what you may qualify for and if that payment can be comfortable for you. 

There are many ways to buy down the rate at this current time.

WE CAN TRY FOR YOU TOO! 

& WE NEVER GIVEUP! 

** I do work in all areas and different counties so, if you would like some more detailed information about your specific zip code and neighborhood, please just let me know and I would be happy to help.

I can send you a report right away. 

**If you are already getting reports and would like me to refine yours just let me know. 

We do have a new system so please excuse some of the random test or mess up emails that may come in the future. We greatly appreciate your understanding. 

WOW: Merry Christmas in 19 days and a Happy New Year in 26 days.

CLOSING DAY'S ARE THE BEST DAY'S!

TODAY WE CELEBRATE:

817 Pinot NoirLodi, Ca.

3b 2b $420,000

We were able to negotiate $17,000 from the seller in closing cost for our first-timehome buyer to help buy down the mortgage rate!

YES, WE CAN ASK FOR THAT!

YOU NEVER KNOW. 

all situations are different. 

Making the home now affordable, the payment comfortable, and just in time for the holidays.

Our client is happy with their new home! 

Happy client, happy realtor. 

:) 

JUST LISTED: 10371 Point Reyes Cir. Stockton, Ca 

Welcome to your dream home in the heart of the highly sought-after AG Spanos, located within Lodi Unified School District, and best of all NO HOA. Boasting a three-car garage and a spacious driveway with RV parking. Step inside to discover a spacious floor plan with four bedrooms providing ample space for the entire family, while the two and a half baths ensure both practicality and comfort. Experience the joy of hosting gatherings in your own private oasis, with cathedral ceiling upon entry, lots of windows throughout the home allow an abundance of natural lighting. The heart of this home lies in its impressive entertainment spaces. The kitchen flows seamlessly into the living and dining areas, creating an open and inviting atmosphere. The indoor laundry adds an extra layer of convenience to your daily routine. Enjoy the enchanting backyard, a true haven for entertainers and nature lovers alike. The expansive lot size accommodates an abundance of space for various outdoor activities, complemented by the presence of fruit trees that add a touch of nature's bounty to your own backyard. Conveniently located within walking distance to schools, as well as nearby shopping and restaurants. Come and experience the warmth and beauty of this exceptional home sweet home for the holidays.

Vacant Land for Sale: Price improvement -

Call for more details:

* Mokelumne Hill

14.32 acres

* $75,000

*BUILD HERE!

 *Only Six miles from Mountain Ranch, Ca

Hilltop Haven, elevate your experience just outside of Mountain Ranch, CA, perched atop a serene 14+ acre hilltop. This property boasts unrivaled 360-degree panoramas of the majestic Sierra Mountains, offering a breathtaking backdrop for every moment. Meander through well-curated walking paths that invite you to connect with nature, or park your RV at our exclusive hilltop spot, ensuring you capture every sunset and sunrise. But that's not all. This pristine piece of land provides the perfect canvas to build your dream home, where every window frames the splendor of the Sierras. Ever imagined constructing a wine cellar built into the mountain itself? Here's your chance. Or perhaps, expand your farming portfolio by planting grapevines and savor the delight of crafting your own signature wines. Here, the beauty of the Sierras isn't just a view, it's a lifestyle. In the heart of a wonderful town, join us for a mountainous retreat like no other and create a legacy that will be cherished for generations.

Homeownership is still the number one choice on the list for Americans a home is a must have for improvement of life. 

Owning a home is not just a financial transaction; it's a lifestyle choice that can significantly improve your overall well-being, enhance family life, and serve as a cornerstone for building wealth. The stability, emotional connection, and financial benefits that come with homeownership create a path to prosperity that extends far beyond the walls of a house. As you embark on the journey of homeownership, you're not only investing in a property but also in the life you've always dreamed of for yourself and your family.

NO BETTER WORD'S: HOME SWEET HOME!

Thank you so much for taking the time to read this email today, if there is anything in the world that I can do for you today or in the meantime please let me know.

I am here to help! 

Sincerely, Eric Fideldy 

Your FOREVER agent.